Steps to Use

STEPS to use *99#

Ran out of data? No worries! BHIM 2.0 now allows you to make payments and transactions even when you are offline. Simply dial *99# and enjoy a seamless offline transaction experience.

Features of *99# Service

  • Uses USSD as the access channel that works across all GSM handsets (smartphone or otherwise)making it reach the last mile user
  • Supports menu-based applications that is easy to maneuver for the users
  • Does not require data connectivity (works on signaling channel) that makes it high availability service
  • Round the clock availability (works even on holidays)
  • Accessible through a common code *99# across all GSM Operators and mobile handsets
  • Additional channel for using BHIM app and key catalyst for financial inclusion